If we’ve already spoken and you're ready to move forward, start your application below.

Only complete this application if we’ve already had a discovery call together.

Start Your Mortgage Application

Takes about 5–10 minutes to complete.

What You'll Need to Complete Your Application

  • Government ID
  • Recent paystubs and proof of income
  • Employment letter (if available)
  • Recent mortgage statement (if you already own a home)
  • Property tax bill (if you already own a home)
  • Down payment details (purchasing a home)
  • Recent bank statements

What Happens After You Apply

  • I’ll review your application personally
  • I’ll reach out if anything is missing
  • We’ll schedule your strategy + budget call
  • You’ll get a clear plan and next steps

Note :

Your information is protected under Canadian privacy regulations and sent through a secure, encrypted portal.

Commonly Asked Questions

The process usually takes 48 - 72 hours depending on the complexity of file from application to approval, but this can vary based on individual circumstances.

You payment typically includes principal and interest (P&I). In some cases property tax can or will be added to the payment (PIT).

Yes; we offer in-person consultations. Contact us to book an appointment

Qualification depends on factors like credit score, income, debt-to-income ratio, and down payment.

You can apply for your mortgage by clicking here. Alternatively, you can meet the my Team and apply directly with one of our agents.

Rates are influenced by market conditions, your credit score, loan term, and down payment amount.

Depending on the terms of the mortgage, you can pre-pay a maximum of 10% to 20% annually based on your original principal balance. Reach out to us for a no-obligation review of your Mortgage Agreement.